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Complementary insurances

Complementary insurances aren’t mandatory; they cover a wider range of services, such as private or semiprivate rooms during hospital stays.

Advantages:

  •   Complementary insurances widen the range of refundable services.
  •   They help cover the expenses of alternative medicine
  •   They provide an upgrade in the room service in hospitals (private or
       semiprivaterooms for instance)

Subtleties:

  •   Bear in mind that insurers aren’t forced to accept you for a complementary
      insurance
  •   Insurance premiums vary depending on age, gender and health
  •   You can contract your basic insurance and complementary insurance with
      two different insurers.
  •   You can cancel complementary insurances; contractual delays and
      cancellation notices depend on the insurer. You can consult the CGA,
      or your insurance policy.

Advice:

Take the time to examine the services offered by your complementary insurances and compare them with what your basic insurances offers.